儿童教育基金 Children Education Funding

当孩子们发现他们周围的世界时，他们也给我们带来了极大的快乐

Children bring us great joy as they discover the world around them

随着生活水平和教育水平的提高，现在父母看孩子读大学已经很普遍了。高等教育的成本很高，因此您需要尽早计划孩子的教育资金。

With rising living standards and educational standards, it is now common place for parents to see their children through university. Tertiary education comes at a hefty price, so you need to plan early for your child’s education funding.

保费期15年、保单期20年、满期价值: $27,557.00/ Premium Term 15 years, Policy Term 20 Years, Maturity Value： $27,557.00
父亲30岁， 非吸烟者、婴儿1岁。/ Father age 30, Non Smoker, Baby Age 1.

(图示为 4.25% 的投资回报率。/ Illustrated at 4.25% Investment return.)

仅供参考，依据条款和条件。/ For reference only, T&C applied.

退休金 Retirement Funding

您是否同意，有朝一日，唯一能照顾年老的你就是现在年轻的你？

Would you agree that the only person who can take care of the older person you will be someday is the younger person you are now?  

有一天你会从你的工作中退休。这样，您从工作中产生的收入将停止。如果你没有足够的储蓄，那么你的生活水平就会下降。为避免这种可能性，唯一的出路是在退休之前为您的退休计划。

多年来，我们的预期寿命有所增加。因此，建立一个舒适的储备金，使您能够在黄金岁月中满足您的财务需求至关重要。

Someday you will retire from your job. With that, the income that you generate from your job will cease. If you have insufficient savings then, you will suffer a drop in your standard of living. To avoid that eventuality, the only way out is to plan for your retirement before it arrives. 

Our life expectancy has increased over the years. It is therefore critical to build up a comfortable nest egg that enables you to take care of your financial needs during your golden years.

男性 30 岁，非吸烟者。保费期限 20 年，60 岁时每月现金支付 $1,000.00 * 20 年。/ Male age 30, Non Smoker. Premium Term 20 Years, Monthly cash pay $1,000.00 * for 20 year when age 60.

* 每月现金发给 $1,000.00 非保证/ Monthly cash pay $1,000.00 is non-Guaranteed
(图示为 4.25% 的投资回报率。/ Illustrated at 4.25% Investment return.)

仅供参考，依据条款和条件。/ For reference only, T&C applied.

储蓄计划 Saving Plan

帮助您在人生的每个阶段实现目标

Helping you achieve your goals at every stage in life

你有你想要实现的梦想和你想要实现的目标 - 拥有你梦想中的汽车、组建你的家庭、购买你梦想中的家、计划那个悠闲的假期 - 这样的清单还在继续。

花钱太容易，存钱太难。当您有竞争需求和稀缺资源时，您能做什么？

纪律是关键。

我们结构完善的储蓄计划为您提供财务保障以及定期储蓄的规范方式。这种储蓄比定期存款账户或银行储蓄账户更能发挥作用，尤其是在当前的低利率环境下。

You have dreams you want to realize and goals you want to achieve - getting your dream car, starting your family, buying your dream home, planning for that leisurely vacation - the list goes on.

It is so easy to spend and so hard to save. What can you do when you have competing needs and scarce resources?

Discipline is the key.

Our well-structured savings plan offers you both financial protection as well as a disciplined way to save regularly. Such savings can work harder for you than fixed deposit accounts or bank savings accounts, especially in the current low-interest rate environment.

保费期与保单期20年、满期价值: $55,359.00/ Premium Term and Policy Term 20 Years, Maturity Value： $55,359.00
男性30岁， 非吸烟者。/ Male age 30, Non Smoker.
(图示为 4.25% 的投资回报率。/ Illusrated at 4.25% Investment return.)

仅供参考，依据条款和条件。/ For reference only, T&C applied。